Banxa x Qubic: From Credit Card ➜ Qubic wallet in Minutes

Buying Qubic just got a whole lot easier. Qubic has partnered with Banxa to enable direct fiat-to-Qubic conversions, meaning you can now purchase QUBIC with your credit card, bank transfer, or Apple Pay without needing an exchange account.

Off-ramp functionality is currently in development. Once live, you'll be able to convert your Qubic back to your local currency through the same provider.

What is Banxa?

Banxa is a Payment Service Provider (PSP) for the cryptocurrency industry. They've built a fully compliant payment infrastructure that enables simple and secure conversion between fiat currency and digital currency.

Key facts:

• Operates in over 100 countries (including US)

• Registered with financial authorities and adheres to Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations

• Supports credit/debit cards, Apple Pay, Google Pay, and bank transfers

• Publicly listed company on the TSX Venture Exchange

They're already integrated with major players like MetaMask, Trust Wallet, Binance, KuCoin, and Concordium. Qubic now joins that list.

What This Changes for You

This is a big accessibility upgrade. Here's the difference:

Before Banxa, to buy Qubic, users had to:

1. Create an account on a centralized exchange (like Gate.io or MEXC)

2. Complete KYC verification there

3. Deposit money to the exchange

4. Buy Qubic

5. Optionally transfer to their own wallet

After Banxa, users can:

1. Go directly to checkout.banxa.com

2. Complete one-time KYC with Banxa

3. Pay with card, Apple Pay, or bank transfer

4. Receive Qubic directly to their wallet

No exchange account needed.

For Retail Users: Start Here

If you're looking to buy Qubic right now, head to checkout.banxa.com. Select QUBIC as your target currency, enter how much you want to buy, and follow the prompts.

First-time users will need to complete Banxa's KYC process. This is standard for any regulated payment provider and usually involves uploading an ID document and a selfie. Once verified, future purchases happen faster, since your details are already on file.

Supported payment methods include credit and debit cards, bank transfers, Apple Pay, and Google Pay depending on your region. Fees vary by payment method, but Banxa displays them clearly before you confirm any transaction.

For Builders: Integrate Fiat Payments Into Your dApps

If you're building on Qubic, this integration solves a real onboarding problem.

Most dApps on Qubic require users to hold QUBIC tokens to interact. Until now, that meant sending new users away to figure out exchanges on their own. Many never came back. The friction of buying crypto elsewhere before using your app kills conversion rates.

Banxa offers APIs and SDKs that let you integrate fiat on/off-ramp functionality into your product. The exact implementation depends on your use case, and their developer documentation covers the options available.

Examples of how different builders can use this:

• Wallet developers can offer in-app purchases so users can fund their wallets instantly. 

• DEX and DeFi apps can let users buy QUBIC to start trading or providing liquidity without requiring them to already hold crypto. 

• Gaming and NFT platforms can onboard players who want to buy in-game assets or NFTs but don't own any QUBIC yet. 

• Any dApp that charges fees or requires staking can now convert interested visitors into active users in one simple flow. 

Off-ramp capabilities will follow as the integration expands, which will let your users cash out directly from your app as well.

Banxa offers SDKs for web, iOS, Android, and React Native. Their documentation covers everything from basic widget integration to fully customized API implementations.

Get started with the developer docs at docs.banxa.com.

Banxa handles payment processing, fraud detection, KYC verification, and regulatory compliance across their supported regions. You focus on building your product while they handle the financial infrastructure.

Why This Matters

Accessibility has always been a barrier in crypto. The gap between wanting to participate and actually getting started stops a lot of people. Every extra step in that journey is a place where potential users drop off.

This integration removes one of the biggest obstacles. Someone curious about Qubic can go from zero to holding tokens in under ten minutes. They don't need to understand order books or navigate exchange interfaces. They use familiar payment methods and receive what they paid for.

For the Qubic ecosystem, easier access means more participants. More participants means more activity, more builders, and more momentum.

Get Started

Buying Qubic directly: checkout.banxa.com

Integrating Banxa into your Qubic app: docs.banxa.com

We'll continue expanding access and reducing friction wherever possible. This is one step in that direction.